MoneyPins provides Electronic Membership/Pay Cards and Electronic eWallet functions. Digital Wallet Items - One Unified Framework MoneyPINs provides a unified secured infrastructure and secure communication protocols for Electronic Wallet holding Digital Bills, Digital Debit/Credit Cards, Digital Checks, Digital Coupons, Flyers, Commerce Calendar and Tickets, all controlled and provided by the same unified methods and framework. MoneyPins wallet items can be transferred between mobile devices via the Internet, SMS, NFC technology, and any other Electronic Connection. Whren off line or if no Internet connection available users can transfer or pay with digital cash tokens. MoneyPINs operations are bundled under icons/buttons signifying its type.
Deposit cash will deposit MoneyPINs cash available in your MoneyPINs Debit account back to the bank of your choice. Transactions will list all MoneyPINs transactions for the last 3 months. Note: MoneyPINs Electronic Cash (several pending patents) as opposed to Bitcoin, is digital currency of a fixed value, not speculated, has unlimited minting issues and can be validated at POS and later online. In many ways it is equivalent to paper money and it can also be printed by owners and used like any other currency notes. The currency can be subject to supervision by a central bank or organizations and financial institutions can be empowered to issue the money to their clients. The issued money can be verified off-line and once back online the currency and ownership is centrally validated. MoneyPINS Payment Methods are encrypted and non-repudiated. Each payment token include payer’s payment information and will need MoneyPINs front-end and backend schemas in order to be processed.
MoneyPins is affiliated with RoundHive and provides a unified secured infrastructure and secure communication protocols for Digital Coupons, Flyers, Commerce Calendar and Tickets, all controlled and provided by the same unified methods and framework. Wallet items could be transferred between mobile devices via the Internet, SMS, NFC technology and QR barcode. Pay Vendor QR allows the user to scan the Retailer/Vendor QR or use phone's NFC and get the vendor’s details to pay. The user then pays the amount using online or MP cash tokens. When online, the vendor will get the payments details immediately. The vendor will get notification or SMS that the payment was provided. All communication and the QR code include encrypted data.
Pay/Credit/Debit card will encrypt your selected payment card data and provide it to the vendor/retailer. The users MoneyPINs app to clear the payments in a conventional way
Pay MP Cash enables you to transfer cash notes that are digitally signed and encrypted to the payee when offline or no internet connection available. The payee can verify the notes without internet connection
Pay with bank account uses third party library and need to be coordinated with specific banks that agree and signup with MoneyPINs
App users can QR Scan or use Contact-NFC over posters posted on participating retailers doors/windows/counters/cash registers/item shelves.
Digital Membership Cards with Bar-Code NFC/Beam Emulator on Mobile Devices
MoneyPins offers marketing and payment solutions that allow our members to do commerce with environmental sustainability in mind. We want to make being green an enjoyable and easy process for our members. Green marketing companies seek to go above and beyond traditional marketing by promoting environmental core values in the hope that consumers will associate these values with their company or brand.